Real estate appraisal services for homeowners in the city of Plymouth and Wayne County

Here are the top 7 reasons why MI homeowners order from Cheryl Petryczkowycz:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a MI property tax assessment
To reduce their mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate

Do you own a home in or near Plymouth? Do you need help determining the value of your real estate?
Contact Cheryl Petryczkowycz.

We at Cheryl Petryczkowycz understand the particular needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Cheryl Petryczkowycz will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Cheryl Petryczkowycz is experts in helping clients just like you remove unneeded PMI insurance.

Challenging a property tax assessment

Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Cheryl Petryczkowycz is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Cheryl Petryczkowycz can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Cheryl Petryczkowycz can We can assist you. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.